In the gritty world of Red Dead Redemption 2, the pursuit of debtors takes a dark turn in Money Lending and Other Sins IV. This gripping mission, set in Chapter 3, challenges Arthur Morgan to confront two debtors: Winton Holmes, whose desperate gamble leads to a perilous encounter with a rare white cougar, and Gwyn Hughes, whose unorthodox plan unfolds in a tense cemetery heist. Dive into our comprehensive walkthrough to navigate these treacherous encounters and uncover the rewards that lie within.
In order to unlock new fencing missions, you must meet Leopold Strauss again in the gang camp (the third chapter of the game). You’ll be given two more people who have an unpaid debt.
Winton Holmes is near the town of Strawberry. Reach the camp and, after talking to Holmes, follow him in the direction of the cave. When you arrive at the site, take the lantern out of the inventory (it is in the weapons tab) and only then start exploring the area.
You have to separate, so set off in the opposite direction from Holmes. After hearing the screams, reach his corpse. You must now kill the white hellcat from the cave. This is a challenging moment in the game, because the animal is looking for an opportunity to attack by surprise. Listen to the sounds of the surroundings. It’s best to turn on your Dead Eye as soon as you hear the sounds of an approaching predator. This should give you enough time to aim at cougar (preferably from a rifle or shotgun) and kill it. Try to aim at the head in order not to damage the skin.
Skin the killed animal and reach the butcher in Strawberry to sell the pelt (for about 40 dollars). This way you will relieve the debt of the (deceased) Winton.
Guyn Hughes can be found in the town of Rhodes. He is an employee of a funeral company and will come up with an unusual idea of settling the debt. You must accompany him on an expedition to the cemetery. When you arrive at the cemetery, start by getting rid of the people who are staying at the cemetery.
You now have to keep an eye on the entrance to the cemetery while Hughes digs out the grave. Turn the first woman back. She will be followed by two men. In this case, the conversation alone will not help. You have to defeat them in hand-to-hand combat and try to attack them one by one. After winning the battle, return to Hughes and pick up a valuable diamond brooch from him.
What are the main challenges in the Money Lending and Other Sins IV mission
In Money Lending and Other Sins IV, the main challenges are centered around collecting debts from two individuals: Winton Holmes and Gwyn Hughes.
Challenges:
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Winton Holmes:
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Hunting a Rare White Cougar: Holmes leads Arthur to a cougar’s den, where they must hunt a dangerous and agile white cougar. The environment is challenging due to the lack of light, making it difficult to spot the cougar.
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Survival in the Cave: The mission requires quick reflexes and strategic use of Dead Eye to eliminate the cougar effectively.
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Gwyn Hughes:
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Confrontation and Escort: Arthur must confront Hughes, follow him to a churchyard, and protect him while he exhumes a body. The challenge lies in managing the situation without escalating violence, as townsfolk may intervene.
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Crowd Control: Arthur must scare off or beat up any intruders trying to disrupt Hughes’ activities, adding a layer of complexity to the mission.
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Both scenarios demand careful planning and execution to ensure successful completion of the mission.
What happens if you fail to complete the mission within the time limit
In Red Dead Redemption 2, the Money Lending and Other Sins IV mission does not have a strict time limit like some other games. However, if you fail to complete the objectives due to other factors (e.g., death or abandoning the mission), you will not receive the rewards associated with the mission. You can restart the mission from a checkpoint or the beginning, depending on how far you progressed.
In general, when missions have time limits in other games:
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Failure to Complete: If a mission has a time limit and you fail to complete it within that time, you typically fail the mission and lose any progress made toward completing it. However, you often retain items collected during the mission.
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Restarting: You usually have the option to restart the mission from the beginning or a checkpoint, depending on the game’s design.
Red Dead Redemption 2 does not have timed missions in the same way as some other games, so the primary concern is completing the objectives successfully rather than racing against a clock.
